Scope of Services

Financial Planning

 

A comprehensive evaluation of your current income and prospective financial state is made considering asset values and liquidity needs. By prioritising your debt payment and financial growth plan, our success plan is aligned with your budget.

Investments

 

As Nederum is fully independent, we are able to offer a wide range of investment products for you to compare. These include many fundamental tools to manage your investments most effectively. We can assist you with both local and international investments.

Retirement Planning

 

We help you to determine attainable retirement income goals and provide you with the best advice and products to achieve those goals. These include identifying sources of income, estimating expenses, implementing a savings programme and managing assets and debt.

Unit Trusts

 

We offer a wide selection of local and international unit trusts. We are also able to give you access to global markets through rand-denominated unit trusts that invest internationally, as well as to foreign currency denominated global funds.

Personal Short-Term Insurance

 

With us you can compare just about every product by esteemed insurance providers when it comes to short-term insurance. Short-term insurance includes your car, household, public liability, all risk (out and about cover) and accident cover. We can also explore top-up cover options to boost your benefits.

Wills, Estates and Trusts

 

Our thorough and comprehensive estate planning and fiduciary services ensure that your financial wishes are granted when you pass away. The management and distribution of the assets in your estate are garaunteed to be according to your will.  We also assist in the administration of deceased estates.

Multi Managements

 

We offer multi-managed funds that combine top asset managers who are best placed to make your investment decisions for you. By investing in one of these funds, you tap into the resources, skills and competencies of more than just one asset manager. We take care of all the investment research for your specific portfolio and negotiate lower management fees on your behalf.

Commercial Insurance

 

We offer the best solutions to help protect the successful running of your business. With us you can explore a range of specialist insurance policies that would suit the unique needs of your business.

Healthcare

 

Nederum explores and compare a huge variety of healthcare and medical aid options by leading insurance providers. We can arrange additional gap cover to boost your healthcare benefits.

Employee Benefits

 

Corporates, institutions and small and medium-sized enterprises (SMMEs) can view a broad range of employee benefits. We can help you to make healthcare, retirement or risk benefits available to your staff. We also offer assistance with investing your business capital. We can take care of these benefits individually, or in combination.

Life Insurance and Risk Cover

 

Life insurance provides peace of mind knowing your loved ones are taken care of in the event of your death. Risk cover protects you, your family and your dependents' financial security in the event of death, disability or critical illness. We offer guidance and expert advice as to what you should or could put in place for the ultimate peace of mind.

Institutional Portfolio Management

 

We become a trusted partner to institutional investors without the disciplined and consistent investment process. We value your superior long-term return goals, while remaining within the  framework of capital risk and considering the fiduciary responsibilities of a retirement fund trustee board.

Contingent Liability

 

We can assist in contingent liability insurance. This refers to a policy taken out by a business on the life of an employee or director who stands surety for the debts of the business.

Keyman Cover

 

Should your company like to take out a life insurance policy on a key executive's life or an essential employee in cases where the company is the beneficiary of the plan, Nederum will deal with it.

Buy and Sell

 

Part of business owners’ estate planning provisions consist of a proper Buy and Sell policy assisted by a proper contract to ensure that the deceased’s relatives receives the appropriate amount of compensation for selling the shares to the remaining business partners.